Brent Yarborough


Main Office

420 N. 20th St., Suite 2200
Birmingham, AL 35203
(205) 451-0389

Practice Areas

Commercial Litigation
Consumer Credit Litigation
Regulatory Compliance


[email protected]

Brent Yarborough is based in the firm’s Birmingham office. He primarily focuses his practice on regulatory compliance and the defense of consumer law claims.


Brent has experience representing financial institutions, debt buyers, and law firms. He has defended claims involving the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act, the Truth In Lending Act, and various state law claims asserted against lenders and their assignees. Brent has also provided compliance advice on matters related to the FDCPA, UDAAP, and state debt collection laws.  


Brent is a frequent speaker on topics related to consumer financial services regulation and litigation. His recent presentations, podcasts and webinars include:


» Payment Processing – What You Need to Know About the Services Available and the Potential Compliance Concerns Implicated, RMAI Annual Conference, February 2020;

» How the Taylor Decision Affects The ARM Industry, Webinar, April 2018;

» The Least Sophisticated Podcast,, Spring 2018;

» What You Need to Know About the Supreme Court Decision in Henson v. Santander Consumer USA, Inc., National Creditors Bar Association Podcast, June 2017;

» The CFPB’s Consent Decree Against Works & Lentz, National Creditors Bar Association Podcast, February 2017;

» The Road to Regulatory Certainty – Where Are We Today with CFPB Regulations; It’s All About the Fees: Get Yours and Defend Against Theirs, NARCA Fall Conference, October 2016;

» The CFPB’s Outline of Proposals – Debt Collection Rulemaking, Virginia Creditors Bar Association, October 2016;

» Debt Collection Roundtable, ABA Business Law Section Annual Meeting, September 2016;

» Industry Experts Discussion on the CFPB’s Outline of Debt Collection Proposals, NARCA Webinar, August 2016;

» Consumer Financial Protection Bureau Field Hearing on Debt Collection, Sacramento, August 2016;

» The Gillie and Spokeo U.S. Supreme Court Cases and Their Meaning for the Creditors Rights Attorney, NARCA Webinar, May 2016;

» Regulation of the Collection Industry: How Much Is Too Much, NARCA Spring Conference, 2016;

» Advocacy Super Session, ALFN-NARCA-USFN-REOMAC Advocacy Day, April 2016;

» The Hanna Case: What You Need to Know, NARCA Webinar, January 2016;

» Consumer Law Update, Alabama Judicial College, January 2016;

» Legal Dings, Dents and Crashes: Collecting on Auto Deficiency Accounts, NARCA Fall Conference, 2015;

» Consumer Law Update, Alabama Judicial College, July 2015;

» Fair Debt Collection Practices Act, Collection Law From Start to Finish, NBI, May 2015;

» To The Point: CFPB Collection Complaints, InsideARM Webinar, 2014;

» The CFPB Complaint Portal & Database: The Truth Behind the Numbers, NARCA Webinar, 2014;

» In Depth: Advocacy Day Briefing Book & Legislative Outlook, ALFN Advocacy Day, April 2015;

» NARCA Legal Symposium on Consumer Debt Collection, October 2013;

» Ethical Issues for Alabama Collection Lawyers, Creditor Attorney Association of Alabama Seminar, September 2012; and

» The Consumer Financial Protection Bureau, Consumer Finance Seminar, April 2011.


Brent also publishes on topics relevant to the financial services industry. His articles, white papers and blog posts include:


» CFPB Enters Consent Order with Consumer Lender over Debt Collection and Credit Reporting Practices, Business Law Today, Month-In-Brief, June 2018;

» “States Advance Debt Collection Regulation as CFPB Rule Stalls,” Consumer Financial Services Law Report, Vol. 21, Issue 16, February 20, 2018;

» “Do You Think Banks Are Debt Collectors? The CFPB and the FTC Do,” Business Law Today, October 2016;

» Collecting on Auto Deficiency Accounts, The National List of Attorneys, 2015; and

» Alabama Debt Collection Laws, White Paper, The National List of Attorneys, 2013, updated version forthcoming.


Brent has served for many years on the Executive Board of the Birmingham Bar Association’s Bankruptcy and Commercial Law Section. He also serves on the Legislative Task Force of the Creditor Attorney Association of Alabama and is the immediate past president of the Birmingham-Southern College National Alumni Association.


In October 2015, he was elected Secretary of NARCA – The National Creditors Bar Association, after serving on its Board of Directors for the previous eight years. In addition, he chairs NARCA’s Government and Regulatory Affairs Committee. Brent is a member of the American Bar Association’s Consumer Financial Services Committee, the American Bankers Association, ACA International, the International Association of Privacy Professionals, the Mortgage Bankers Association, and RMAI.


Brent earned his B.A., cum laude, from Birmingham-Southern College and his J.D. from Cornell University, where he was Secretary/Treasurer of the Cornell Law School Moot Court Board.


He is admitted to practice law in Alabama, Mississippi and Tennessee, the Northern, Middle and Southern Districts of Alabama, the Northern and Southern Districts of Mississippi, the Eastern District of Tennessee, the Fifth Circuit Court of Appeals, the Eleventh Circuit Court of Appeals, and the U.S. Supreme Court.