Eric Rosenkoetter is a principal at Maurice Wutscher LLP, where he provides counsel to businesses and consumer financial services firms nationwide. For many years, he has focused his practice on various aspects of financial services law.
Eric has substantial litigation experience, in a wide variety of cases. As a litigation attorney, he has conducted every aspect of the litigation process, including countless depositions, motion proceedings, bench and jury trials, and appeals in various courts.
In addition, Eric also has significant experience as a compliance and transactional attorney, providing strategic, business growth, legislative, compliance and regulatory advice to national corporations and trade associations. For example, he has drafted consumer contracts and disclosures designed to state-specific statutory requirements, and developed “Best Practices” guides and state-by-state compliance grids, for national financial services companies. He also conducted research and crafted a metrics report for a national trade association with analysis designed to counter the claims of advocacy groups.
Eric’s experience also includes working for a national corporation as Executive Counsel, Chief Compliance and Ethics Officer, and Director of Legislative Affairs, and as a federal lobbyist and Director of Government and Public Affairs for a national financial services trade association. In the government sector, Eric presided over approximately 6,000 state administrative hearings, served as a staff attorney for the Missouri Senate, and handled litigation in 33 counties as a regional managing attorney.
Eric frequently speaks and writes on topics relevant to the financial services industry including regulatory compliance, data privacy law and related advocacy initiatives. His recent speaking engagements, podcasts and articles include:”
» Getting Ready for the Amended Safeguards Rule, RMAI, March 2022:
» What You Need to Know About the New Medical Debt Legislation in Maryland and Nevada, Even if You Don’t Collect Medical Debt, AccountsRecovery.net Webinar, June 2021;
» Asset Buyers – Non-Traditional Licensing for Asset Buyers in 2021, ACA International, January 2021;
» CCPA Enforcement Is Almost Upon Us! Are You Ready?, Maurice Wutscher Webinar, June 2020;
» Are You Ready For The New NYC Debt Collection Rules?, Maurice Wutscher Webinar, June 2020;
» In Case You Missed It During Quarantine: New Developments in Privacy Law, RMAI Webinar, May 2020;
» Panelist, California Consumer Privacy Act Forum, Granite Bay, California, February 2020;
» RMAI’s Take on CFPB Rulemaking, RMAI Annual Conference, February 2020;
» 11th Circuit: Offering to “Resolve” a Time-Barred Debt Can Violate FDCPA Absent Disclosures, Business Law Today, Month-In-Brief, April 2019;
» What’s Wrong with a Little Overshadowing Among Friends, CollectorLive!, January 2019;
» CFPB Enters Consent Order with Consumer Lender over Debt Collection and Credit Reporting Practices, Business Law Today, Month-In-Brief, June 2018;
» How the Taylor Decision Affects The ARM Industry, AccountsRecovery.net Webinar, April 2018;
» The Least Sophisticated Podcast, AccountsRecovery.net, Spring 2018;
» “States Advance Debt Collection Regulation as CFPB Rule Stalls,” Consumer Financial Services Law Report, Vol. 21, Issue 16, February 20, 2018;
» “The CFPB’s Outline of Debt Collection Proposals: A Look Into the Past and Future,” Business Law Today, October 2016;
» State Law/Debt Buying Issues, Consumer Financial Services Conference, September 2016;
» Dissecting the CFPB’s Proposal: What You Need to Know, AccountsRecovery.net Webinar, 2016;
» Auto Deficiency, Replevin, Medical, and Foreclosure FDCPA Issues You Won’t See With Credit Cards, NARCA Spring Conference, 2016;
» A Legal Scan of QRC and Barcode Liability Under the FDCPA, DBA International Annual Conference, 2016;
» Building the Legal Recoveries Partnership, National Automotive Finance Association Conference, 2015;
» Regulate: Too Much, Too Late?, American Legal & Financial Network Advocacy Day, 2015;
» NARCA’s Response to the CFPB’s ANPR & Impact of New Rules, NARCA Spring Conference, 2014;
» How to Determine and Use Your Political Assets, PASS PAC Management Conference, 2014;
» New CFPB Regulatory Actions & Legislative Clarifications, American Legal & Financial Network Advocacy Day, 2014;
» CFPB Report on Debt Collection – What does It Reveal?, The Consumer Financial Services Blog Webinar, 2014;
» The CFPB Complaint Portal & Database: The Truth Behind the Numbers, NARCA Webinar 2014;
» CFPB 2013: A Year in Review, NARCA Attorney Workshop, 2014; and
» Introduction to the CFPB, NARCA Attorney Workshop, 2013.
Eric earned his Juris Doctor from Washington University School of Law, and his Bachelor of Business Administration from Southern Methodist University. He is a member of the American Bankers Association, ACA International, the International Association of Privacy Professionals, the Mortgage Bankers Association, the Receivables Management Association International (RMAI), and the American Bar Association. He is admitted to practice law in Texas and Missouri and in the U.S. District Courts for the Eastern, Western, Northern and Southern Districts of Texas.