Ernest P. Wagner


Main Office

The Loop Center Building
105 W. Madison St., Suite 603
Chicago, IL 60602
(224) 678-0371

Additional Office

1900 Glades Road, Suite 500
Boca Raton, FL 33431

Practice Areas

Commercial Litigation
Consumer Credit Litigation
Cybersecurity Insurance
Insurance Recovery and Advisory


[email protected]

Ernest P. Wagner is a Principal of Maurice Wutscher LLP. He practices in the firm’s Commercial Litigation, Consumer Litigation and Cybersecurity Insurance groups, and leads the firm’s Insurance Recovery and Advisory group. Based in Chicago, he also supports the firm’s litigation matters in its Florida office.


Ernest has substantial experience in various types of commercial and insurance litigation.  He has conducted more than 35 jury trials, and more than 150 arbitrations for plaintiffs and defendants.  He has also successfully represented clients in numerous appeals, in various jurisdictions.  Ernest also advises policyholders on insurance coverage matters.


Ernest is a frequent speaker and author on various consumer credit and insurance recovery topics, including:

» Trying a Consumer Case (Selecting a Jury), Conference on Consumer Finance Law, May 2019;

» “Florida Supreme Court Moves Away From Daubert,” Consumer Financial Services Law Report, Vol. 22, Issue 14, January 23, 2019;

» Trying a Consumer Case, Conference on Consumer Finance Law, November 2018;

» “7th Circuit Holds Plaintiff’s Settlement of Parallel Claim Against Another Defendant Mooted FDCPA Claim,” Business Law Today, Month-In-Brief, September 2018;

» “7th Circuit Holds RESPA’s QWR Provisions Require Actual Damages,” Business Law Today, Month-In-Brief, May 2018;

» An Update on Data Breach Litigation, Conference on Consumer Finance Law, May 2018;

» “Eighth Circuit Applies ‘Materiality’ Requirement to FDCPA Action, Joining Other Circuits,” Business Law Today, Month-In-Brief, April 2018;

» New Federal Trade Secrets Act’s Impact on Mortgage Originator Recruiting, ABA Consumer Financial Services Committee Winter Meeting, January 2018;

» Cyber Security – Are You Prepared?, Conference on Consumer Finance Law, November 2017;

» “No Standing for FDCPA Allegations of State Procedural Violations,” Consumer Financial Services Law Report, Vol. 21, Issue 2, May 30, 2017;

» Managing Your Cyber Security Risk, Conference on Consumer Finance Law, May 2017;

» A First Look at the FCC’s TCPA Declaratory Rulings, The Consumer Financial Services Blog Webinar, July 2015;

» The FDCPA and Estimates of Mortgage Lenders’ Costs, The Consumer Financial Services Blog Webinar, July 2015;

» TCPA Developments, Chicago Bar Association Consumer Credit Committee, February 2015, and;

» An Adjuster’s Guide to Complying with Post-Loss Conditions, First Party Claims Conference (FPCC), October 2012.


Ernest earned his Juris Doctor from Emory University School of Law in Atlanta, Georgia, and his Bachelor of the Arts from the University of Iowa.


He is a member of the Chicago, Illinois and American Bar Associations, the American Bankers Association, ACA International, the International Association of Privacy Professionals, the Mortgage Bankers Association, and the Receivables Management Association International (RMAI).


Ernest is admitted to practice law in Illinois and Florida, as well as in the United States Court of Appeals for the Ninth and Eleventh Circuits, the United States District Courts for the Northern District of Illinois (including Trial Bar) and the Middle and Southern Districts of Florida.  Ernest has also been admitted pro hac vice in various jurisdictions around the country.