Eric Tsai practices in the firm’s Commercial Litigation and Consumer Credit Litigation groups, and in its Regulatory Compliance group. He concentrates his practice primarily on the defense of consumer and commercial financial services companies, including mortgage lenders and servicers, mortgage loan investors, third-party debt collectors, and other financial services providers. He also counsels clients on regulatory compliance, licensing, and other consumer protection matters.
Eric earned his undergraduate degree from the University of California, Irvine. Prior to attending law school, he worked as a loan officer for national direct lenders. He earned his Juris Doctor from California Western School of Law and thereafter obtained a Master of Laws (LLM) in Taxation from the University of San Diego School of Law.
Eric speaks and publishes on various issues affecting consumer lending and litigation, including both federal and California-specific developments. Among others, Eric’s speaking engagements and publications include:
» “Eleventh Circuit Holds That a Chapter 13 Plan That Did Not “Provide For” Mortgage Was Not Discharged,” Business Law Today, Month-In-Brief, December 2018;
» “Seventh Circuit Finds that Courts Should Decide Class or Collective Arbitrability,” Business Law Today, Month-In-Brief, November 2018;
» “Eleventh Circuit Affirms Award of Attorneys’ Fees Equal to One-Third of the Settlement Fund,” Business Law Today, Month-In-Brief, October 2018;
» Cybersecurity Controls: Responding to Regulations and Implementing Protocols in the Residential Mortgage Context, ACI’s 25th National Forum on Residential Mortgage Regulatory Enforcement & Litigation, October 2018;
» “CAFA Amount in Controversy Includes Future Attorney’s Fees,” Business Law Today, Month-In-Brief, September 2018;
» “Key Parts of FCC’s TCPA Order Vacated,” Business Law Today, Month-In-Brief, March 2018;
» “Communicating with Bankrupt Mortgage Loan Borrowers: Thorny Issues and Attempts at Clarity,” 71 The Business Lawyer 2, Spring 2016;
» “Calls and Texts Under the TCPA: Ongoing Litigation and Regulatory Developments,” 68 Consumer Finance Law Quarterly Report 302, Spring, Summer 2015; and
» “Regulation of Calls Under the TCPA: A Fog of Uncertainty Remains,” 70 The Business Lawyer, Spring 2015.
Eric is a member of the American Bar Association, the Bar Association of San Francisco, the national Mortgage Bankers Association, the California Mortgage Bankers Association, the American Bankers Association, and RMA International.
He is licensed to practice law in California, Nevada, and Oregon, and is admitted in all United States District Courts in the State of California, the United States District Court for the District of Oregon, the United States District Court for the District of Nevada, the U.S. Tax Court, and the Ninth Circuit Court of Appeals. He is also a licensed real estate broker in the State of California.