D. Sharmin Arefin is based in the firm’s Atlanta office. She focuses her practice in the areas of consumer protection defense, regulatory compliance and employment litigation. Sharmin has substantial litigation experience regarding claims arising under federal and state consumer protection statutes. She also has significant experience in the areas of automobile advertising and sales practices, mortgage related repurchase demands and litigation, contested foreclosures, and employment related investigations and litigation.
Sharmin served as a Deputy Attorney General for the State of New Jersey where she represented the state in both litigation and non-litigation matters, including mediation, on behalf of the New Jersey Division of Youth and Family Services (DYFS). She was the first Deputy Attorney General assigned to lead the Essex County Family Drug Court Pilot Program.
Sharmin then served as a Staff Attorney for the Georgia Governor’s Office of Consumer Protection where she directed investigations and enforcement actions under the Georgia Fair Business Practices Act.
For several years before joining Maurice Wutscher, she practiced in the mortgage lending litigation and regulatory compliance fields with a well-known mortgage lending law firm.
Sharmin is a frequent speaker and author on topics relevant to business law and regulatory compliance. Her recent speaking engagements include:
» Diverse Legal Career Paths in Consumer Financial Services, ABA Consumer Financial Services Committee Winter Meeting, January 2018;
» Serving the Underserved: Lessons in Marketing and Emerging Markets, ABA Consumer Financial Services Committee Winter Meeting, January 2017;
» Disclosures and Disclaimers, ABA Business Law Section, Consumer Financial Services Committee Beer and Basics, September 2015;
» FTC Priorities in 2015-2016, 2015 Automotive Annual Conference, Automotive Resource Network, August 2015;
» The Larger Participant Rule: Expanding the CFPB’s Coverage to the Auto Finance Market, Driving Automotive Excellence webinar March 2015;
» FTC/CFPB Actions in the Auto Industry, Driving Automotive Excellence webinar, May 2014;
» Deceptive Advertising, Georgia Independent Automobile Dealers Association (GIADA) Continuing Education Classes, February and March 2014, March, August and October 2015, and March 2016;
» Deceptive Advertising: What You Need to Know to Protect Your Dealership, Driving Automotive Excellence webinar, September 2013;
» Deceptive Advertising: The Governor’s Office of Consumer Protection’s ‘Hot Topics’ Regarding Automobile Dealerships, GIADA Annual Convention, July 2013; and
» The Hiring Process, Employment Law Update in Georgia, May 2013.
Sharmin’s publications include:
» “Dealer Beware,” GIADA Newsletter, December 2014;
» “Avoiding Deceptive Auto Advertising” GIADA Newsletter, December 2013; and
» “Issues Affecting Buy Here Pay Here Dealers,” GIADA Independent Auto Dealer, November-December 2012.
Sharmin is a member of the Automotive Resource Network, serving as a committee chairperson in 2015. She currently serves the American Bar Association as a committee director and member of the Editorial Board for Business Law Today. She is a member of the ABA’s Young Lawyers Division and is Chair of the Diversity Task Force for the Business Law Section’s Consumer Financial Services Committee. She also belongs to the American Bankers Association, ACA International, the International Association of Privacy Professionals, the Mortgage Bankers Association, and RMAI.
Sharmin received her B.A. in Political Science and Sociology from Rutgers University and her J.D. from Seton Hall University School of Law. She is admitted to practice law in Georgia, New York, New Jersey and the U.S. District Courts for the Northern, Middle and Southern Districts of Georgia, the District of New Jersey and the Southern District of New York.