Tag Archives: FCRA

Maurice Wutscher’s Shannon Miller Discusses Credit Reporting Agencies’ New Policy on Treating Medical Debt in Westlaw Today

March 29, 2022 — Maurice Wutscher attorney Shannon P. Miller has published an article, “Seeing medical debt in a new light, credit reporting agencies announce major change in how they will treat, report medical debt,” on Thomson Reuters Westlaw Today.

In the article, Mr. Miller discusses a statement from the three major credit reporting agencies that they are changing the way they will treat medical debt, with some of the changes to take effect this summer.

“Significantly, starting July 1, 2022, defaulted medical debt placed for collections and which has subsequently been paid will no longer be included in a consumer credit report issued by the three nationwide consumer reporting agencies…, diverging from what is permitted under the federal Fair Credit Reporting Act, 15 U.S.C. § 1681c, which allows for delinquent accounts to be reported for up to seven years, whether it has been paid or not,” he writes.

To read the full article, click here.

Shannon P. Miller is a principal attorney in Maurice Wutscher’s Pennsylvania office, where he focuses his practice on various aspects of financial services law with an emphasis on consumer financial services litigation. He has successfully represented financial institutions and law firms across the country for claims filed under the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and various state consumer protection statutes.

Webinar: Maurice Wutscher’s Donald Maurice to Discuss Trends and Developments in Consumer Finance Class Actions

Sept. 9, 2020 — Maurice Wutscher attorney Donald Maurice will participate in a panel discussion of recent and emerging trends and developments in consumer finance class action claims alleging violations of the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA) during a live CLE webinar on Sept. 16.

Mr. Maurice and panelists will review the impact of recent Supreme Court decisions and discuss strategies and approaches for pursuing or defending these claims along with issues of standing, statutory damages, the burden of proof, causation, and more.

The webinar is being presented by Strafford and will also offer a recorded version. Click here to register for the live webinar at 1 pm ET.

Mr. Maurice provides counsel to businesses and financial services companies, successfully litigating matters in state and federal courts in individual and class actions. He also counsels clients in data privacy and other regulatory compliance matters and provides advice and counsel to attorneys in matters of professional responsibility and attorney ethics.

Webinar to Review Credit Reporting Risks in Bankruptcy

Aug. 7, 2015 — Maurice Wutscher will give a webinar for the credit and collections industry on Aug. 19, “Credit Reporting and Bankruptcy – Latest Risks for Furnishers.”

Recent litigation suggests that both the content and the timing of furnished information before, during and after a consumer bankruptcy poses a unique risk to the credit and collections industry. The webinar will explore issues arising from recent litigation and how furnishers can contain their risk and enhance their credit reporting compliance.

For more information and to register, click here.